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Republic Bancorp, Inc. ("Republic") currently has 44 banking centers and is the parent company of Republic Bank & Trust Company ("RB&T"). RB&T has 32 banking centers in 12 Kentucky communities - Covington, Crestwood, Elizabethtown, Florence, Frankfort, Georgetown, Independence, Lexington, Louisville, Owensboro, Shelbyville and Shepherdsville; three banking centers in southern Indiana – Floyds Knobs, Jeffersonville and New Albany; six banking centers in Florida – Largo, Port Richey St. Petersburg, Seminole and Temple Terrace; two banking centers in Tennessee – Cool Springs (Franklin) and Green Hills (Nashville); and one banking center in Norwood (Cincinnati), Ohio.